Answer by giving your name, or you’ve not make a clear reply.
解：当有人问“是谁？”的时候，你应当报出自己的名字，不能说“是我”，使对方不明白。
用人物 须明求 倘不问 即为偷
Be sure that you first get permission, before using people’s possessions.
If you use it but don’t ask the owner, then stealing is what you have done.
解：要用别人的东西，必须事先向别人说。假如你不事前得到别人的允许，随便拿来，这就是偷窃了。
借人物 及时还 人借物 有勿悭
If you borrow an item from someone, make sure you return it in time.
When people ask you for something, loan it to them whenever you can.
解：借了别人的东西，要及时归还；别人来借东西，如果有，不可吝啬不借。
第四章 信 （On Being Honest）
凡出言 信为先 诈与妄 奚可焉
Honesty is most important, in choosing the words that we speak.
When was it ever permitted, to say things dishonest and false?
解：凡是开口允诺之前，要先考虑自己能不能做得到，如果没有把握做到就不必讲。不可欺骗蒙混，失信是绝对不可以的。
话说多 不如少 惟其是 勿佞巧
To talk just a little is better than to chatter non-stop all day long.
Stick to the facts and speak briefly; don’t use cunning or flowery words.
解：讲话不可太多，言多必失。要讲得恰当，要实事求是，不可花言巧语。
刻薄语 秽污词 市井气 切戒之
Harsh words and vulgar expressions, cheap talk and words that are cruel,
Jargon, slang and swearing; All talk such as this we avoid.
解：尖酸刻薄的话，下流的脏话，阿谀奉承之类小市民习气都要彻底革除。
见未真 勿轻言 知未的 勿轻传
If you haven’t seen something quite clearly, don’t pretend that you know .
If you’re mot sure what actually happened, don’t spread the story around.
解：所见未真切时，不得轻易说出，所知未确实时，也不能轻易传扬出去。
事非宜 勿轻诺 苟轻诺 进退错
When you know that a matter is wrong , don’t carelessly take part .
If you just go along with the crowd , then your are certain to make a mistake.
解：不适宜的事不能轻易允诺别人，假如你不经考虑便允诺别人，会使你进退两难。
凡道字 重且舒 勿急疾 勿模糊
When you speak , say the words clearly , distinctly and smoothly they flow .
If you talk too fast, no one will heed you. The same if you mumble too slow.